Terms of Use

IRIS provides services pursuant to the terms & conditions provided below. Please read these terms & conditions before using this service. You agree to use the service in a manner consistent with these terms & conditions and all applicable laws and regulations and by continuing to access or use this service you signify your acceptance of these terms & conditions, with such modifications as may be made from time to time.

User Consent to Terms and Conditions of Service.
You confirm having read and agree to be bound by these terms and conditions of service ("Terms"). You further agree that you shall: (a) not to use the Service for illegal purposes, and (b) not interfere or disrupt networks connected to the Service.

Restrictions on Use
You shall not use the Service for any illegal purpose or in any manner inconsistent with the TERMS.

You agree to use the Service solely for your own noncommercial use and benefit, and not for resale or other transfer or disposition to, or use by or for the benefit of, any other person or entity.

You agree not to use, transfer, distribute or dispose of any information contained in the Service in any manner that could compete with the business of IRIS.

You shall not copy, reproduce, recompile, decompile, disassemble, reverse engineer, distribute, publish, display, perform, modify, upload to, create derivative works from, transmit or in any way exploit any part of the service, except that you may download material from the service and/or make one print copy for your own personal, noncommercial use, provided that you retain all copyright and other proprietary notices.

You shall not recirculate, redistribute or publish the analysis and presentation included in the service without IRIS prior written consent.

You shall not offer any part of the service for sale or distribute it over any other medium including but not limited to, a computer network or hyperlink framing on the internet without the prior written consent of IRIS.

Fees and Payments
IRIS reserves the right at any time to revise the fees from time to time for access to portions of the Service or the Service as a whole. In case you are availing the service against payment you shall pay the fees at the rates in effect for the billing period. All fees shall be billed to you, and you shall be solely responsible for their payment.

Intellectual Property
The Service is protected by copyrights, trademarks, service marks, and/or other proprietary rights and laws of India. The Service is also protected as a collective work or compilation under Indian copyright and other laws and treaties. All individual and other elements making up the Service are also copyrighted works. You agree to abide by all applicable copyright and other laws, as well as any additional copyright notices or restrictions contained in the Service. Furthermore, you may not use any of IRIS's trademarks, trade names or service marks in any manner which creates the impression that such names and marks belong to or are associated with you or are used with IRIS's consent, and you acknowledge that you have no ownership rights in and to any of these names and marks.

You will not use the service or the information contained therein in unsolicited mailings or spam material.

You will not use any of IRIS's trademarks, trade names or service marks in unsolicited mailings or spam material.

You will not spam or send unsolicited mailings to any person or entity using the service.

You agree to comply with any other applicable terms and conditions of service set forth on the service, including the linking and framing policy.

All present and future rights in and to trade secrets, patents, copyrights, trademarks, service marks, know-how and other proprietary rights of any type under the laws of any governmental authority, domestic or foreign, including rights in and to all applications and registrations relating to the Service (the "Intellectual Property Rights") shall, as between you and IRIS, at all times be and remain the sole and exclusive property of IRIS. All present and future rights in and title to the Service (including the right to exploit the Service and any portions of the Service over any present or future technology) are reserved to IRIS for its exclusive use. Except as specifically permitted by the TERMS, you may not copy or make any use of the Service or any portion thereof. Except as specifically permitted herein, you shall not use IRIS's Intellectual Property Rights or the Service, or the names of any individual participant in, or contributor to, the Service, or any variations or derivatives thereof, for any purpose, without IRIS's prior written approval.

You have not been granted any rights or licenses in or to the Service and materials contained within the Service other than the limited right to utilize the Service in accordance with the TERMS. If you wish to download content from the Service, you must do so in accordance with the TERMS. Such download is licensed to you by IRIS only for your own personal, non-commercial use in accordance with the TERMS and does not transfer any other rights to you.

Registration Details & Password Protection
To enable you to access and utilize the service you need to select a subscriber identification ID and a password. You shall provide accurate and updated registration information to IRIS. You shall not (i) select a subscriber ID already used by another person; (ii) use a subscriber ID in which another person has rights without such person's authorization; or (iii) use a subscriber ID or password that IRIS, in its sole discretion, deems offensive or inappropriate. You shall be solely responsible for maintaining the confidentiality of your password. You shall immediately notify of any known or suspected unauthorized use(s) of your account, or any known or suspected breach of security, including loss, theft, or unauthorized disclosure of your password. You are solely responsible for all usage or activity on your IRIS account, including but not limited to use of the account by any third party authorized by you to use your subscriber ID and password. Any fraudulent, abusive, or otherwise illegal activity may be grounds for termination of your account, in IRIS's sole discretion, and IRIS may refer you to appropriate law enforcement agencies.

You agree that your use of the Service is at your sole risk and acknowledge that the Service is provided "AS IS" and that IRIS makes no warranty of any kind, express or implied, as to the Items, including, but not limited to, merchantability, noninfringement, title or fitness for a particular purpose or use. IRIS does not warrant that the Service is compatible with your equipment or that the Service is free of errors or viruses, worms or "Trojan horses" and is not liable for any damage you may suffer as a result of such destructive features.

You agree that IRIS, its Suppliers and its third-party agents shall have no responsibility or liability for (i) any injury or damages, whether caused by the negligence of IRIS, its employees, subcontractors, agents, Suppliers or otherwise arising in connection with the Service and shall not be liable for any lost profits, losses, punitive, incidental or consequential damages or any claim against IRIS by any other party or (ii) any fault, inaccuracy, omission, delay or any other failure in the Service caused by your computer equipment or arising from your use of the Service on such equipment. The content of other Web sites, services, goods or advertisements that may be linked to the Service is not maintained or controlled by IRIS. IRIS is therefore not responsible for the availability, content or accuracy of other Web sites, services or goods that may be linked to, or advertised on, the Service. IRIS does not (a) make any warranty, express or implied, with respect to the use of the links provided on, or to, the Service, (b) guarantee the accuracy, completeness, usefulness or adequacy of any other Web sites, services, goods or advertisements that may be linked to the Service or (c) make any endorsement, express or implied, of any other Web sites, services, goods or advertisements that may be linked to the Service. IRIS is also not responsible for the reliability or continued availability of the telephone lines and equipment you use to access the Service. You understand that IRIS and/or third-party contributors to the Service may choose at any time to inhibit or prohibit their content from being accessed under the TERMS.

You acknowledge that (i) the Service is provided for information purposes only and is not intended for trading purposes, (ii) the Service includes information taken from the National Stock Exchange of India Ltd, The Stock Exchange, Mumbai, Mutual Funds and other sources, (iii) IRIS does not guarantee the sequence, accuracy, completeness or timeliness of the Service and (iv) the provision of certain parts of the Service is subject to the terms and conditions of other agreements to which IRIS is a party. Accordingly, anything to the contrary herein set forth notwithstanding, IRIS, its officers and employees, general partner, affiliates, subsidiaries, successors and assigns, Suppliers and its third-party agents shall not, directly or indirectly, be responsible for any loss or liability incurred by the user as a consequence of his or any other person on his behalf taking any investment decisions based on the information, NAV's, analysis, quotes, etc. provided on the web site due to : (i) inaccuracies or errors in or omissions from the Service including, but not limited to, Stock quotes, Mutual Fund NAV's and financial data; (ii)delays, errors or interruptions in the transmission or delivery of the Service; or by any reason of non-performance.

Limitation of Liability
IRIS shall under no circumstances, including but not limited to negligence, be liable to you for direct, indirect, incidental, consequential, special, punitive or exemplary damages even if a IRIS's authorized representative has been advised specifically of the possibility of such damages, arising from use of or inability to use the service or any links or items on the service or any provision of the terms, such as, but not limited to, loss of revenue or anticipated profits or lost business. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages. In no event shall IRIS's total liability to you for all damages, losses and causes of action (whether in contract or tort, including but not limited to, negligence) exceed the amount paid by you, if any, for accessing the service.

Customer Warranties
You represent, warrant and covenant that: (a) you have the power and authority to enter into this agreement; (b) you are at least eighteen (18) years old; (c) you shall not use any rights granted hereunder for any unlawful purpose; and (d) you shall use the Service only as set forth in the TERMS.

You are aware that in the process of subscribing to the service or parts of it, IRIS may obtain information relating to you, including that of a confidential nature. This information will be used by IRIS for its internal purposes and will be kept confidential. IRIS may also share such information with its subsidiaries, group companies and other affiliate to enable them to communicate to you about their products, offerings. Notwithstanding anything contained above, IRIS reserves the right to disclose personal information where it believes in good faith that such disclosure is required by law, to protect IRIS's rights or property or for other bonafide uses. You agree and warrant that all information that IRIS may possess or may obtain in the course of the use of this service by you has been possessed or obtained with the permission of the user.

Force Majeure
IRIS will not be liable for any failure to provide the service or to perform any of its other obligations under the service if the performance is prevented, hindered or delayed by a Force Majeure Event (defined below) and in such case its obligations shall be suspended for so long as the Force Majeure Event continues. Each party shall promptly inform the other of the existence of a Force Majeure Event and shall consult together to find a mutually acceptable solution. "Force Majure Event" means any event due to any cause beyond the reasonable control of IRIS, including, without limitation, unavailability of any communication system, breach or virus in the processes or Portfolio tracker software, sabotage, fire, flood, explosion, acts of God, civil commotion, strikes or industrial action of any kind, riots, insurrection, war, acts of government, computer hacking unauthorised access to computer data and storage devices, computer crashes, etc

If the User violates any term of this Terms of Use, IRIS may terminate the User's access to this Web -Site, without waiving any other rights. The User would continue to remain liable for any liabilities that may have arisen before the termination.

Governing Law
These TERMS shall be governed and construed in accordance with the laws prevailing in India. You agree to submit to the jurisdiction of the courts located in Mumbai with respect to any legal proceedings that may arise in connection with the Service or from a dispute as to the interpretation or breach of the TERMS.

You accept that IRIS has the right to change the content or technical specifications of any aspect of the Service or these terms at any time at IRIS's sole discretion. You further accept that such changes may result in your being unable to access the Service.

The section titles in the TERMS are used solely for the convenience of you and IRIS and have no legal or contractual significance.

Entire Agreement
The TERMS and any other terms and conditions of service on www.iwealth.in, and its successor, constitute the entire agreement between you and IRIS and govern your use of the Service.